Your body biometrics as your unique identifier for your daily payments. No more need of a credit card or pin numbers. You accept the transactions with your finger “print&veins” scans and secure it with a biometric gesture pattern.
Additionally, you may also create a “PANIC” biometric gesture pattern that will normally unlock your account but at the same time silently informs authorities of the hijacking situation and will limit the amount of cash that you can withdraw. Even if someone knows your pattern you still need to be physically present during the transactions. It is believed that everybody has unique biometric characteristics in their bodies, so are the different biometric gesture patterns that you may create.